:root {
  --navy: #10233f;
  --blue: #1f5f99;
  --gold: #c9953b;
  --cream: #fbf7ef;
  --gray: #f4f6f8;
  --text: #1e293b;
  --white: #ffffff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

a { color: inherit; }
.container { width: min(1120px, 92%); margin: 0 auto; }
.site-header {
  background: var(--navy);
  color: var(--white);
  position: sticky;
  top: 0;
  z-index: 10;
  box-shadow: 0 2px 12px rgba(0,0,0,.15);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 0;
  gap: 20px;
}
.logo { font-weight: 800; font-size: 1.25rem; letter-spacing: .3px; }
nav { display: flex; gap: 20px; flex-wrap: wrap; }
nav a { text-decoration: none; opacity: .9; font-weight: 700; }
nav a:hover { opacity: 1; color: var(--gold); }
.hero {
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: var(--white);
  padding: 90px 0;
}
.hero-grid, .two-column, .contact-card {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 48px;
  align-items: center;
}
.eyebrow {
  color: var(--gold);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-size: .85rem;
  margin: 0 0 10px;
}
h1, h2, h3 { line-height: 1.15; margin-top: 0; }
h1 { font-size: clamp(2.4rem, 5vw, 4.6rem); margin-bottom: 22px; }
h2 { font-size: clamp(1.9rem, 4vw, 3rem); color: var(--navy); }
.hero h2 { color: var(--navy); }
.lead { font-size: 1.25rem; max-width: 680px; opacity: .95; }
.buttons { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 30px; }
.button {
  display: inline-block;
  padding: 14px 22px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 800;
}
.primary { background: var(--gold); color: var(--navy); }
.secondary { border: 2px solid var(--white); color: var(--white); }
.card {
  background: var(--white);
  color: var(--text);
  border-radius: 22px;
  padding: 28px;
  box-shadow: 0 14px 36px rgba(16, 35, 63, .12);
}
.hero-card { border-top: 6px solid var(--gold); }
ul { padding-left: 22px; }
li { margin: 8px 0; }
.section { padding: 80px 0; }
.alt { background: var(--cream); }
.grid.cards {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}
.cards .card { padding: 22px; }
.cards h3, .card h3 { color: var(--navy); margin-bottom: 8px; }
.center { text-align: center; }
.wide { max-width: 800px; margin: 0 auto; font-size: 1.1rem; }
.contact { background: var(--gray); }
.contact-card {
  background: var(--white);
  border-radius: 26px;
  padding: 42px;
  box-shadow: 0 14px 36px rgba(16, 35, 63, .12);
}
.contact-box {
  border-left: 5px solid var(--gold);
  padding-left: 22px;
}
.contact-box a { color: var(--blue); font-weight: 700; }
footer {
  background: var(--navy);
  color: var(--white);
  padding: 28px 0;
}
.footer-content {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  flex-wrap: wrap;
}
.footer-content p { margin: 0; opacity: .9; }

@media (max-width: 820px) {
  .hero-grid, .two-column, .contact-card { grid-template-columns: 1fr; }
  .grid.cards { grid-template-columns: 1fr; }
  .nav { align-items: flex-start; flex-direction: column; }
  .hero { padding: 64px 0; }
  .section { padding: 58px 0; }
}